Real estate appraisal services for homeowners in the city of Peoria and Maricopa County

See the top reasons AZ homeowners need Professional Appraisal Systems:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge Maricopa county's assessment of your property
  3. Remove PMI to lower your mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a AZ divorce, when real estate property needs to be divided
  7. To settle an estate in AZ by determining the true market value of property in question

Own a house in or near Peoria, AZ and need help deciding the value of it?
Contact Professional Appraisal Systems.

We at Professional Appraisal Systems understand the particular needs of a consumer looking for appraisal services. Our regular business clients understand the appraisal process and the usual "products" we deliver to them. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're seasoned in helping folks just like you get rid of unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close by. This only means you're most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Professional Appraisal Systems is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Professional Appraisal Systems can provide you with efficient appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for verity, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.